Welcome To our Company page. We are a Team of independent agents who are here to simply educate you about protecting your most important assets. Please contact us today and see how we might provide you with Peace of mind.

Every day, we wake up and step into our normal routine. Fate will step in one day, we just don’t know which day. On that day, life insurance stands in the gap for individuals and families who need it.

Patrick Bet-David founded PHP Agency in 2009 to bring life insurance to multi-cultural middle-class America and bring an entrepreneurial opportunity to individuals in those communities.

The company started in Northridge, CA when 66 life insurance agents joined Patrick on the journey to realize his vision. Since that time, over 3,292 individuals have become licensed agents and approximately 41,363 families have been protected by life insurance and annuity products.

Today, the company is partnered with some of the leading life insurance carriers including AIG, Foresters, National Life Group, Nationwide, John Hancock and many others.